Huge Savings With FHA Streamline Refinance
Own a FHA Loan? This may be the perfect time for you to refinance if you are stuck with a high interest rate. Rates are still at historic lows, and are providing great opportunities for homeowners to...
View ArticleMaking The Home Buying Process Easier
Here is an article we would like to share, courtesy of By Referral Only. These are 5 great tips to help any home buyer make the process easier and less stressful. In reality, there are only five things...
View ArticleWhat Percent Is The Best Down Payment?
Deciding what down payment to put on a home is one the first decisions to decide when choosing a home loan. This determines the amount of money the borrower will have to part with, how much house a...
View ArticleMortgage Forgiveness Tax Break To Expire
With the election over, and President Obama serving another four years, there is discussion now about whether a certain tax break will be extended in order to help homeowners who have experienced a...
View ArticleShort Sales Increase As 2012 Closes
We are quickly closing out the fourth quarter of the year with only 14 days left. With that being said, we are seeing short sales on the rise as this year comes to a close. According to a recent...
View ArticleMortgage Forgiveness Debt Relief Act Extended Through 2013
It’s the first week into the new year, and many financial changes have already occurred that will affect many households. However, one change did not take affect that could have devastated struggling...
View ArticleWhat Documentation Is Needed When Applying For A Loan?
Many times borrowers that are doing a refinance or home purchase don’t realize all the documentation that is needed when applying for a loan. It’s not that the mortgage broker wants to irritate you to...
View ArticleNew Changes To FHA Loans
Announced on Wednesday, the Federal Housing Administration (FHA) will be implementing important new changes to FHA home loans. Set to begin early spring of 2013, FHA has made key changes to help...
View ArticleWhat NOT To Do When Buying A Home
If you are in the process of buying a home or just beginning your search, you need to be aware of what NOT to do in order for the process to go smoothly. Do NOT change jobs or become self-employed The...
View ArticleFHFA Extends HARP to 2015
The Federal Housing Finance Agency (FHFA) on April 11, 2013 directed Fannie Mae and Freddie Mac to extend the Home Affordable Refinance Program (HARP) by two years to December 31, 2015. The program was...
View ArticleFHA no longer will drop mortgage insurance premiums
Andrew Cuomo, then the U.S. Housing and Urban Development Secretary, said it was a big day for the nation’s homebuyers. The Federal Housing Administration’s Mutual Mortgage Insurance Fund (MMIF) had...
View ArticleAbility To Repay a Mortgage: New 2014 Mortgage Rule
The ability to repay a mortgage has always had inherent importance as a factor in the success or otherwise of a mortgage loan application. In January, legislation helped mandate such a requirement. It...
View ArticleJoint Mortgage and Joint Ownership: Which is the Better?
A joint mortgage means nothing more than that two people are sharing the responsibility for paying the mortgage loan. Both names are included on the loan agreement, and both are equally responsible for...
View ArticleRemove Your FHA Mortgage Insurance
Mortgage Insurance Is A Waste Of Your Hard Earned Money! What Is It? FHA Mortgage Insurance Premium (MIP) is a financial guaranty for FHA loans that helps reduce loss in the case of a default by the...
View ArticleWoodcrest Pool Home For Sale
Click link for Instant photos, open house dates and price. http://15970cita.homeis4sale.com Filed under: Mortgage
View ArticleNew County Loan Limits For Riverside & San Bernardino
Stateline Funding Corporation has expanded Fannie Mae’s High Cost loan limit to Riverside and San Bernardino Counties. The new loan limit is $679,650 effective immediately. Lower rates, fewer...
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